How local law shapes access
Access is handled on a jurisdiction-by-jurisdiction basis. If your location is not permitted under local law, we do not open the account for that location and we do not keep an account active there. When access is permitted, we may still use account checks, device checks
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and payment record checks before a request is accepted or a record is changed. That lets us match the account to the right person and reduce mistaken updates. We keep the wording here plain so you can see what data we collect, why we keep it,
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and how a correction request moves through support. Payment chips such as UPI, Paytm, PhonePe and Google Pay appear here only as local context for payment routes; they do not change the legal position that applies to you.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.