How local law shapes your account
These Terms & Conditions apply when you open or use a 220patt account from India or from any place where local law permits access. By continuing, you agree to the rules on identity checks, account conduct, wallet use, and how content is accessed. We may ask
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for documents, pause activity, or close an account if the details you give do not match, if a request cannot be verified, or if a legal restriction applies. Local payment rails such as UPI, Paytm, and PhonePe are handled only through the account methods shown to
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you, and only where they are supported for your location. If we update wording on this page, the current version controls from the effective date we publish here, so check the date before you act.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.